1. The application, completed, signed and dated. Employment history for two years (if you are self-employed, see below) and residence history for seven should be included. Include account numbers 

 2.  If self-employed or a commissioned employee – two years of signed tax returns, and a current year-to-date profit and loss statement (YTD to reflect income minus expenses).

3. If partnership or corporation – two years of tax returns, plus K-1s.

4. Copy of driver’s license or passport. This is a new Patriot Act requirement.

5. Signed verifications – these forms are provided by your loan officer at Dimond Mortgage.

6. If purchase – legible copy of Purchase Agreement signed and dated by all parties, including future addendums and a copy of earnest money check.

7.  Hazard insurance – name of company along with contact information.

8.  A check payable to Dimond Mortgage for appraisal, credit report, and processing fees.

9.  W-2 forms from the previous two years.

10. Your three most recent pay stubs.

11.  Your three most recent bank statements, including IRAs, CDs and any other investment accounts.